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\This is an interest-earning program for the crypto and cash held in your IRA. It allows investors to earn as much as 6% APY on Bitcoin, Ethereum, and cash. Do you agree with Bitcoin IRA's 4-star rating? Check out what 21 people have written so far, and share your own experience. Bitcoin IRAs offer various advantages, including the diversification of your portfolio beyond traditional stocks, bonds, and commodities, offering protection.