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Crypto 101: The Ultimate Guide to Making Sense of Bitcoin, Ethereum \u0026 Cryptocurrency.The simplest way to look at cryptocurrency is a form of stored value (money) that is not beholden to governments or central agencies like banks. A cryptocurrency is a digital currency, which is an alternative form of payment created using encryption algorithms. The use of encryption technologies means. A cryptocurrency is a digital, encrypted, and decentralized medium of exchange. Unlike the U.S. Dollar or the Euro, there is no central.